Terms of Service for Norua

1. Description of Service

Norua is a personal finance and expense tracking application. It allows users to manually log transactions, manage financial accounts, categorize spending, and group items using labels and location data.

2. No Financial Advice

The App is provided for informational and personal tracking purposes only. The information and calculations provided by the App depend entirely on the manual data input provided by you.

• Not Professional Advice: We are not a financial advisor, broker, or tax professional. The App does not constitute financial, investment, tax, or legal advice.
• Your Responsibility: You are solely responsible for your financial decisions. You must verify all information before making any financial decisions.

3. Data Privacy and Storage

Norua is designed as a private, local-first application.

• Local Storage: By default, all data you enter into the App is stored locally on your device.
• iCloud Synchronisation: If you choose to enable iCloud, your data is encrypted and stored in your private iCloud account, as managed by Apple.
• No Developer Access: We do not have access to, collect, or store any of your personal financial data on our servers.
• Backups: You are solely responsible for the backup and security of your data. We are not responsible for any data loss that may occur if your device is lost or damaged.

4. Location Features

The App allows you to attach location data to your transaction labels. This relies on Apple's MapKit and CoreLocation services. Location data is stored locally and securely synced via your iCloud account. We do not track your live location or store location data on external servers.

5. Intellectual Property

We own all rights, title, and interest in and to the App, including its name, logo, design, and source code. You may not copy, modify, or reverse-engineer the App.

6. Limitation of Liability

The App is provided "as-is" and "as-available," without any warranties of any kind. To the fullest extent permitted by law, the developers of Norua shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from:

• Your use of the App or your inability to use the App.
• Any errors, inaccuracies, or bugs in the App's calculations or data.
• Any financial losses you may incur from using the App or relying on its data.
• Any data loss or corruption.

7. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page or within the App settings. Your continued use of the App after any such changes constitutes your acceptance of the new Terms.

8. Contact Us

If you have any questions about these Terms, please contact us via the support options provided in the App Store.